Our Programs
Three Programs, One Direction
Each Jai Ratana program is built around a distinct stage of financial life — from building understanding, to planning for retirement, to stewarding what you have built.
← Back to HomeOur Methodology
How Our Programs Are Structured
All Jai Ratana programs follow a weekly session format — one two-hour session per week, in a small group of no more than twelve participants. This pace is deliberate. It allows time between sessions for material to settle and for participants to arrive at the next session with fresh observations and questions.
Each session moves from concept to context — introducing an idea, grounding it in the Thai financial landscape, and then exploring how it applies to the kinds of situations participants are actually navigating.
Max 12 per group
2 hours per session
Once weekly
Thai context throughout
Financial Foundations Workshop
A gentle introductory program for individuals over 40 who wish to strengthen their personal financial understanding. Covers budgeting fundamentals, savings strategies, and an overview of common Thai financial instruments — delivered in plain language throughout.
What is covered:
- Budgeting and cash-flow management
- Savings strategies and Thai savings instruments
- Introduction to common financial instruments
- Understanding risk in everyday terms
Retirement Readiness Planning
A focused program helping participants build a realistic, personalised roadmap for post-career financial life in Thailand. Suited for those approaching or recently entering retirement who want to feel better informed about what lies ahead.
What is covered:
- Thai pension and Social Security Fund navigation
- Post-retirement expense forecasting
- Healthcare cost planning in Thailand
- Income sustainability and drawdown strategies
- Personalised scenario worksheets
Wealth Preservation and Transfer
A comprehensive program for individuals and families with accumulated assets who wish to organise and communicate their financial legacy thoughtfully. Includes individualised advisory hours and ongoing support for six months after completion.
What is covered:
- Asset structuring considerations
- Thai estate and inheritance framework overview
- Tax-aware financial planning strategies
- Intergenerational wealth communication
- Customised financial overview document
Choosing the Right Program
Program Comparison
Use this table to understand what each program includes and which might suit your current situation.
| Feature | Foundations | Retirement | Wealth |
|---|---|---|---|
| Sessions | 4 | 6 | 8 |
| Personal workbook | |||
| One-on-one consultation | — | Optional | Included |
| Post-program Q&A | |||
| Ongoing advisory access | — | — | 6 months |
| Family discussion guides | — | — | |
| Program fee | ฿5,400 | ฿14,900 | ฿27,500 |
Foundations is best for…
Adults who want to build or refresh their basic financial understanding before taking further steps.
Retirement is best for…
Those within 5–10 years of retirement, or recently retired, who want to build a clearer financial picture.
Wealth is best for…
Individuals or couples with accumulated assets who want to organise their financial legacy and family communication.
Across All Programs
Shared Standards and Protocols
Confidentiality
All personal financial information shared within sessions is kept strictly within the group. Facilitators do not share participant details with third parties.
No Product Promotion
No financial products are recommended or sold at any point during or after a program. Our educators have no commercial affiliations with financial service providers.
Regular Content Updates
All programs are reviewed twice per year for accuracy against current Thai regulations, tax rules, and financial instruments.
Accessible Learning
Sessions are designed for adults who may not have a financial background — language is clear, examples are local, and no assumption is made about prior knowledge.
Bangkok-Based Delivery
All sessions are delivered in person at our Thonglor premises — a welcoming, central Bangkok location accessible by BTS Skytrain.
Facilitator Availability
Program facilitators are reachable by email between sessions for brief follow-up questions. Response within one business day during office hours.
Not sure which program suits you?
We are happy to have a short conversation to help you decide. There is no obligation — just a genuine discussion about where you are and what might help.
Get in Touch